Posts by pwsadmin
Auto Loan Fraud on the Rise: What New York Consumers Need to Know
The Federal Trade Commission (FTC) reported a troubling increase in auto loan fraud complaints, with more than 60,000 cases filed in 2024—and that number is expected to rise in 2025. Whether car prices in New York are rising due to inflation, tariffs, or other economic factors, one thing remains constant: consumers must stay vigilant when…
Read More⚡️Buying a Used Electric or Hybrid Car in New York?
The Lemon Law May Not Protect You If you’re shopping for a hybrid or electric vehicle (EV) in New York, there’s something you need to know: the state’s Lemon Law hasn’t kept up with the times—and it could cost you thousands. Most consumers believe the Lemon Law protects them if their used car breaks down…
Read MoreWhat Do You Mean I Now Own Two Cars?
So the family sedan that you’ve had for a number of miles is getting up there in years and you figured it’s time to get a new ride. After checking out the available options, you find a vehicle that you are interested in. You contact the dealership and find out the vehicle is still available…
Read MoreOdometer Fraud Can Really Cost You
Odometer fraud, also known as odometer rollback, involves tampering with a vehicle’s odometer to make it appear as though the vehicle has traveled fewer miles than it actually has. This deceptive practice can artificially inflate a vehicle’s value and mislead buyers about its condition and longevity. Prevalence of Odometer Fraud Economic Impact and Costs to…
Read More“I thought we had a deal?” Yo-yos, Spot Delivery, Conditional Delivery Scams
A consumer drove away from the dealership and thought there was nothing left to do except wait for the arrival of his permanent registration and title. A few weeks later, somebody from the dealership called to say that the deal had fallen through and that he would need to come back to sign new paperwork.…
Read MoreBurned Twice: How False Advertising Adds Insult to Injury—Literally
You saw the advertisement. You called the dealer to make sure the car was available. But when you went down to the dealership, they pulled a bait-and-switch. They told you the advertised vehicle wasn’t available anymore, the offer had expired, you didn’t qualify for the deal—or some other BS excuse. When a dealership advertises a…
Read MoreOff to Sue the Wizard
A common auto fraud scheme that we see was dubbed “the Wizard of Oz warranty scam” when we first heard about it. This is a variety of a fraud and violation of the Truth in Lending Act where the dealer charges the consumer for a warranty that appears on the retail installment contract. However, the…
Read MoreTelemundo Interview
I was interviewed by Telemundo to provide expert advice to Public Consumers, particularly those interested in purchasing an automobile. I took the opportunity to let people know to get their vehicles inspected prior to purchase. Also, check the interest rate on your loan agreements. Further, research the dealer you intend to buy from, to see what other people are saying about their experiences with…
Read MoreAn Ounce of Prevention is Worth a Pound of Cure
For over 13 years, my practice has been primarily focused on helping consumers AFTER their purchase of a consumer product has left them disappointed. As an attorney, I most often encounter clients once that person or business has had something bad happen to them. This is why I urge consumers to take a few steps…
Read MoreInconsistent State Lemon Laws May Lead to Unsuspecting Lemon Owners
Photo by Pixabay on Pexels.com If a vehicle is labeled a lemon in one state, because of inconsistent state laws on how lemons are handled, the vehicle can be sold in another state with no indication of the title or the history of repairs. If a vehicle is determined to be a lemon, it will be…
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